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I tracked my spending for a month versus just guessing, and the numbers were a shock.
I used a basic spreadsheet to write down every coffee, grocery run, and gas fill-up. Seeing the total at the end of the month was $400 more than I thought I spent. Does anyone else find that just guessing your budget never works?
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luna8911mo ago
That financial podcast said cash feels real but cards don't.
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xena37327d ago
Honestly, that whole "cash feels real" thing is overblown. I've been using credit cards for years and I track every single dollar way more carefully than when I used cash, because my banking app gives me instant notifications. Ngl, cash is just paper that disappears into my pocket or gets lost in my car, whereas a card leaves a digital trail I can actually review later. Tbh, if you're impulse buying $237 on Amazon in one day, that's not a card problem, that's an impulse control problem regardless of what you're paying with.
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