My bank reversed a $2,300 charge three weeks ago and I'm still waiting

I bought a used car from a private seller in Phoenix and the next day the transmission died completely, so I disputed it with Chase. They gave me a temporary credit but now they're saying I need to fax them a mechanic's report from 1987 or something wild like that. Has anyone else dealt with a bank dragging their feet on a fraud claim like this?

2 comments

2 Comments

david_rivera419d ago

lol bro you bought a used car as-is and now you want the bank to eat the loss?

tarar2719d ago

Oh man I totally used to be on your side with this one. I used to think banks always had your back and would fix stuff like this quick. But then my own card got hit with a big charge and they dragged it out for almost two months with a million hoops to jump through. It changed how I see the whole system. Banks are not your friend they are just following rules that don't make sense for real life problems. Now I figure if you buy something as-is or from a stranger you pretty much own the risk no matter what the bank says. It sucks but I'd bet Chase is gonna make this as painful as possible so you just give up.