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I thought I was being smart by skipping the 401k match at my first job.
My friend asked me last week how much I had saved in my old account from when I worked at that coffee shop, and I had to admit I never signed up because I wanted the extra $50 in my paycheck. She just stared at me and said, 'You left free money on the table for three years.' What's the dumbest financial thing you did when you were just starting out?
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nancyramirez5d ago
Left free money on the table" is the worst. I finally set up auto-enroll.
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murphy.barbara4d ago
You mention needing the extra cash to get by, but was there really nothing you could have cut back on instead? That match is a huge part of your pay that you just gave back. How do you even start to fix a mindset that sees free money as optional?
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