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My realtor in Austin kept pushing for a 20% down payment, but I went with 5% and it was the right call for me.
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samwalker10d ago
Yeah, @andrew_walker77 is right, the math has to work for you.
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andrew_walker7711d ago
It's a classic case of the expert giving textbook advice without knowing your full picture. Realtors see a lot of deals, but they don't live your budget or know your future plans. Locking up all that cash in a down payment can leave you house poor and stuck. Sometimes the safe move on paper is the risky move in real life. You have to run your own numbers and trust your gut.
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