I was paying $18 a month for a checking account for 4 years and a $1.50 money order is what tipped me off

Mila Hunt · 2026-10-07T16:40:03.307381+00:00

I signed up for a big bank checking account when I moved to Columbus in 2019 and just never thought about the monthly fee. Last month my card got declined at a gas station and when I checked the app I saw an $18 service fee hit every single month like clockwork. I added it up on a napkin and it came to $864 over four years, which is basically a used washer and dryer. The thing that pushed me over the edge was standing in line at the post office and seeing a money order costs $1.50 and works fine for paying my rent. I opened a free account at a credit union two weeks ago and moved my direct deposit the same day. Has anyone else stuck with a fee account way too long because switching felt like a hassle?

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I was paying $18 a month for a checking account for 4 years and a $1.50 money order is what tipped me off | Budgeting Wins - Talk Freely